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Post Info TOPIC: insurance


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insurance
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Hi guys just got my renewal for my insurance and its gone up they now want over £700 fully comp and £650 3rd f+t. i personally think its a rip off with 1year ncb. 
What do you guys pay ? 



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i blew my dt up ... but i fixed it.... Then i crashed it.... but i didnt fix it right and 2 scouser's come in the middle of the night and left me with a working bike 



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180 f+f 5years ncb



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Lol i did some shopping around and found a quote for 450 fully comp that was with a diffrent insurance company i am with mce now :)

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i blew my dt up ... but i fixed it.... Then i crashed it.... but i didnt fix it right and 2 scouser's come in the middle of the night and left me with a working bike 



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220..fully comp 50 excess and bike baked at 1600. with no no claims discount...

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£205 fully comp

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you all are makin me jeli lol

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i blew my dt up ... but i fixed it.... Then i crashed it.... but i didnt fix it right and 2 scouser's come in the middle of the night and left me with a working bike 



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150 fully comp 2 years ncb

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K6 DRZ 400sm



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750 for my dt with 3 years experience 6 points 1 crash no ncb and a full licence then cost me £500 to add my sixfiddy onto the policy this is tpo at 19. it was 550 for my dt last year with 2 years ncb and 6 points at 18 lol



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700 fully comp 6 years ncb, 1 accident (pending),9 points

Guess im getting ripped, p.s mce suck had my off with them

still waiting on settlement 14 months later

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£90 third party!

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Wow slob bet you find it hard to pay that lol

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i blew my dt up ... but i fixed it.... Then i crashed it.... but i didnt fix it right and 2 scouser's come in the middle of the night and left me with a working bike 



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can't understand why some of you have third party only insurance... i know it cheap, but what if the worst happens and bike is took or you come off yourself? even more So now Dt now not being made and you damage parts etc... you end up paying premium for your repair parts!

i remember 20yrs so bring 3rd party only on my astra gte... Was gutted when i lost it in wet. had to take to svrap as i couldn't afford to repair.. also my original golf gti mk1 was knicked and never recovered. lost about 1200 on that through 3rd party only.

vowed never to bother with it again. fully comp all way on every vehicle i own now.

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dread123 wrote:

can't understand why some of you have third party only insurance... i know it cheap, but what if the worst happens and bike is took or you come off yourself? even more So now Dt now not being made and you damage parts etc... you end up paying premium for your repair parts!

i remember 20yrs so bring 3rd party only on my astra gte... Was gutted when i lost it in wet. had to take to svrap as i couldn't afford to repair.. also my original golf gti mk1 was knicked and never recovered. lost about 1200 on that through 3rd party only.

vowed never to bother with it again. fully comp all way on every vehicle i own now.


 

MK 2 GTE? 16v? biggrinbiggrinbiggrin



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Yea the old insurance saga, I get 3rd party only on everything now, (used to pay fully comp yrs ago) but when it came time to claim they tried their best to avoid paying out.... so since about 2003 Ive gone 3rd party only and brakdown (cars bikes) on all my cars bikes and houses appartments & boats, the difference is quite a lot, 700 vs 340 for my Supercharged Merc Convertable, saab2.0 turbo, 600 vs 300...... and 280 vs 140 for my honda 600 hornet, oddly enough the Yam DT insurance is 140 same as the hornet.. I think my boat is around 150 too (v8 5.7ltr), Ive been ripped off with insurance for years.. not anymore....



-- Edited by Rwszc on Sunday 9th of February 2014 03:49:48 PM

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cheers Rwszc rick...

Some say Live to ride, I say ride to live, and depending how you ride, decides how long u live lol



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£70

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yep mk2 astra gte 16v ... Was a beast but horrible in the wet.. and a danger on wet roundabouts lol.

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My view on the matter is if I crash ( touch wood ) I would be repairing the thing myself on the cheap as we DT people know how too.

Stolen wise, ( touch wood ) the thing doesn't leave my sight ever and I mean never lol! and it is locked in fort knox when it is not in my sight.

Fire wise that would be terrible lol ( touch wood )

The savings over just 3 or four years neutralize even the worst case scenarios in my view. As RW says they give you jack when you claim, you could get agree value but that is even more £££,s. I like to gamble a lot, so it is just like a bet that I have to make lol, and I make it small, It's all a matter of preference in the end.

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